Mutual Funds & Fund Management Data models enterprise data models data warehouse models industry data models generic data models best practice data models Erwin Allfusion data models HP Oracle EDS

A mutual fund is a type of investment company that takes in funds from investors and collectively invests those assets in stocks, bonds or money market instruments.

Individuals and legal entities may invest in a mutual fund by purchasing shares issued by the fund. A mutual fund raises cash via the sale of shares, which are then used to invest in their portfolio of stocks, bonds and other securities.

Through the aggregate investments of the mutual fund, each investor shares in the returns from the fund's portfolio and benefits from professional management, liquidity, diversification, affordability and strict regulation.

The mutual funds industry is the second most important financial group in the US in terms of asset size being slightly larger than the insurance industry and slightly smaller than the commercial banking industry.

Mutual funds have been the fastest growing sector in US financial institutions industry history throughout the 1990's and into the 2000's.

The significance of mutual funds is illustrated by the numbers:

>	In the US 91 million individuals representing 53 million households have invested in mutual funds
>	US mutual funds hold $7.4 trillion in over 8,100 funds
>	Mutual funds hold 21 percent share of the $10.2 trillion retirement market with $2.1 trillion in assets held in retirement accounts
>	Worldwide mutual fund assets totaled $13.96 trillion held by 261 million investors (2003 Q4)
>	The number of mutual funds worldwide increased from 18,183 in 1992 to 54,015 in 2004

The Mutual Funds & Fund Management industry models consist of a set of integrated Enterprise, Business Area, Data Mart and Data Warehouse logical data models designed to provide a comprehensive data architecture for both public mutual funds and institutional funds.

> Broker-Dealer
> Institutional Investor
> Customer / Household
> Distribution
> Expenses
> Fees
> Customer Profile
> Fund Category
> NAV
> Portfolio
> Sales Charges/Load

"ADRM Vertical Industry Data Models"
(212KB pdf)

FAQs