Credit Union Data models enterprise data models data warehouse models industry data models generic data models best practice data models Erwin Allfusion data models HP Oracle EDS

Credit unions are not-for-profit financial cooperatives serving groups of members who have something in common such as employment at a company, membership in an association, or residence in a particular geographic area.

Credit unions have no outside stockholders so, after reserves are set aside, earnings are returned to members in the form of dividends on savings, lower loan rates or additional services.

More than 82 million US consumers are member-owners of and receive all or part of their financial services from the nation's 10,425 credit unions.

A credit union is a member-focused organizations whose focus is to help their members improve their economic lives through cooperative thrift and wise use of financial resources.

More than 129,000 members volunteer to their credit unions to serve as board members, committee members or provide similar services.

Credit unions vary in size from a few hundred members to several hundred thousand members with billions in assets. Services range from basic savings and personal loans to sophisticated financial services.

The Credit Union industry models consist of a set of Enterprise, Business Area, Data Mart and Data Warehouse logical data models designed to address the integrated, comprehensive data requirements of a credit union.

> Member
> Financial Product
> Transaction
> Membership Services
> Product
> Financial Reporting
> Business Metrics
> Credit & Collections

"ADRM Vertical Industry Data Models"
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